Despite what you may have heard, the Affordable Care Act is still the law of the land when it comes to comprehensive Major Medical coverage. Of course, that doesn’t mean there aren’t other options, but it is important to educate yourself on the differences between the ACA-compliant plans & non-qualified health insurance plans.
We’ve compiled a quick ACA “cheat sheet” for you to refer to for very basic answers to your ACA-related questions:
The Affordable Care Act requires insurers to offer 10 Essential Health Benefits (EHB’s) to their plan offerings. If an insurer offers plans that include all 10 EHB’s, they are considered ACA-compliant health plans. The 10 Essential Health Benefits include:
Prenatal & Postnatal Care
Mental Health & Substance Abuse Services
Prescription Drug Coverage
Pediatric Care (including dental & vision)
Please call us for more information about, or assistance with ACA-compliant health plans. We’re happy to discuss further details, as well as whether an ACA- compliant plan may be the best option for you.